Insurance company: how’d you get hurt?
Person: I punched a pinball machine.
Insurance company: Have a nic…
Person: They said I could do it…
Insurance company: So is it Joe, or Joseph for the check…
Even the wall punching will likely result in a payment, it’s just cheaper and easier for them to throw some cash at you than pay lawyers and fight it, plus they get to raise my rates for having a claim.
Even if I post a billboard in the room saying “Bang Back At Your Own Risk! We Are Not Liable For Injuries!!!” It’s still my fault for allowing the risky behavior/action.
It’s why there are not a lot of mechanical bull rides in bars, carnivals, or festivals any longer.